Give Your Budget a Second to Breathe

The HomeSafe Second is a unique loan that complements your existing first mortgage, allowing you to tap into your home equity without replacing it.

Unlike traditional refinancing, this second mortgage provides financial flexibility without the burden of monthly payments.

How it Works

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Looking for Extra Cash Flow?

A HomeSafe Second Mortgage can help you:

Pay off high-interest credit card debt
Cover rising costs like groceries and gas
Fund long-term care, medical expenses, or emergencies
Make home improvements to enhance your living space

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Loan Requirements

How It Works

With HomeSafe Second, you can access a portion of your home’s equity without replacing your current mortgage. There are no monthly payments required—repayment is only due when you sell your home, move, or no longer meet the loan’s terms.

Live in Your Home

Maintain Your Lifestyle

Your loan balance grows over time while you continue to live in your home.
Flexible Repayment

Stay in Control of Your Financial Future

When you leave the home, you or your heirs will settle the loan through the sale of the property.
Financial Protection

For You and Your Family

The loan will never exceed the home’s value, ensuring financial protection for you and your family.

Loan Requirements

Primary Residence

Use the property as your primary residence.

Maintain

Keep up with property taxes, insurance, and home maintenance.

1st Mortgage

Meet all obligations on your first mortgage.

Financial Requirements

Satisfy the loan’s financial requirements.

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Why Choose
HomeSafe Second?

The HomeSafe Second Mortgage offers financial flexibility by allowing you to access your home equity without monthly payments or refinancing your first mortgage. Enjoy cash when you need it, while maintaining homeownership and ensuring long-term financial security.