Skip to main content

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to https://fullcircle-finance.com/ and Claudia Fernandez, Loan Officer & Reverse Mortgage Specialist, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Claudia Fernandez and Full Circle Finance include https://fullcircle-finance.com/. The Full Circle Finance website is a marketing services website. By using the Full Circle Finance website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Full Circle Finance may collect personally identifiable information, such as your:

  • First and Last Name
  • E-mail Address
  • Phone Number

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information when you elect to use certain products or services available on the Site. These may include:

  • Registering for an account on our Site
  • Signing up for special offers from selected third parties
  • Sending us an email message
  • Submitting information for a mortgage consultation

To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Full Circle Finance collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Full Circle Finance may also use your personally identifiable information to inform you of other products or services available from Full Circle Finance and its affiliates.

Sharing Information with Third Parties

Full Circle Finance does not sell, rent, or lease its customer lists to third parties.

Full Circle Finance may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Full Circle Finance, and they are required to maintain the confidentiality of your information.

Full Circle Finance may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to:

  • Comply with legal process served on Full Circle Finance or the site
  • Protect and defend the rights or property of Full Circle Finance
  • Act under exigent circumstances to protect the personal safety of users of Full Circle Finance or the public

Tracking User Behavior

Full Circle Finance may keep track of the websites and pages our users visit within our website in order to determine which services are most popular. This data is used to deliver customized content and advertising to customers whose behavior indicates interest in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Full Circle Finance. This information can include:

  • Your IP address
  • Browser type
  • Domain names
  • Access times
  • Referring website addresses

This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Full Circle Finance website.

Use of Cookies

The Full Circle Finance website may use “cookies” to help personalize your online experience. Cookies cannot be used to run programs or deliver viruses to your computer. You have the ability to accept or decline cookies by modifying your browser settings.

Links to Other Sites

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Full Circle Finance secures your personal information from unauthorized access, use, or disclosure. We use the SSL Protocol to encrypt sensitive information during transmission.

While we strive to protect your personal information, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure.

Right to Deletion

Subject to certain exceptions, on receipt of a verifiable request from you, we will:

  • Delete your personal information from our records
  • Direct any service providers to delete your personal information from their records

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to comply with legal obligations or maintain ongoing business transactions.

Children Under Thirteen

Full Circle Finance does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

E-mail Communications

From time to time, Full Circle Finance may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and other communications.

If you would like to stop receiving marketing or promotional communications via email from Full Circle Finance, you may opt out by clicking the UNSUBSCRIBE button in our emails.

Changes to this Statement

Full Circle Finance reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes by placing a prominent notice on our site and updating the privacy information on this page.

Your continued use of the Site and/or Services available through this Site after such modifications will constitute your acknowledgment of the modified Privacy Policy and agreement to abide and be bound by that Policy.

Contact Information

Full Circle Finance welcomes your questions or comments regarding this Statement of Privacy. If you believe that Full Circle Finance has not adhered to this Statement, please contact us at:

Full Circle Finance
Website: https://fullcircle-finance.com/
Address: 6825 E. Tennesse Ave. Suite 415 Denver, CO 80224
Email: Claudia@IMBrokers.net
Phone: (925) 408-5663

Effective as of March 03, 2025